While I was out, people’s cars were being knifed in the parking the lot. Today, a leader came in asking how this damage was going to be paid for and we talked about deductibles, privity and transfer of liability for publicly trafficked businesses. The leader left much illuminated and more understanding of how property/casualty insurance works such as how someone damaging their car on camp property is different from a kid being injured and so on. I imagine these questions had been asked by a dozen leaders earlier in the week while I was gone and my office chums had to dance awkwardly through the answers.  This is the one time I could have swung in from a vine to help hapless leaders and staffers confused about insurance law. I could have been a hero. Stupid gastroenteritis.